What can consumers do if an insurance company refuses to pay a valid claim?

ConsumerNews.com asked

California attorney William Shernoff, an expert on insurance law, what rights a consumer has if his or her insurance company refuses to pay a valid claim. Here’s what Shernoff told us:

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In anon should know the law about the refusal to pay claims by insurance companies, It’s William Shernoff. Mr. Shernoff is the author of several books on the subject. Wikipedia’s page on Mr. Shernoff saysl: [Continue reading…]

Do police reports establish who was at fault in an automobile accident case?

Police accident reports are

required in every state when people are involved in automobile accidents

with personal injuries on public highways. Many people believe that the police report fixes the legal blame on one of the parties, and that party

must then pay all damages of the other party.

To get an answer, we asked consumer advocate and attorney Don Ernst, of San Luis Obispo, California. Here’s what Don Ernst said when ConsumerNews.com asked him the question: